> A vendor wants my credit card info over the phone, no possibility of online PayPal transaction. Refuses to accept prepaid MasterCard

Heekee wrote:

Thats weird, with a real credit card you could do a chargeback and screw the seller after receiving the item, im not sure thats possible with a prepaid cc, also how would they know what type it is?  I dont understand how they could have a problem with it

He said we aren’t set up for gift cards
Maybe he misunderstands what a prepaid Mastercard is? Not giving my real cc

wrote:

It’s for a pissy construction hardware part I can’t find elsewhere.

I don’t want to give cc info over phone. Just got a replacement card after being hacked.

Offered to mail a check , no response.

Is there a difference between a real credit card & prepaid one?

real credit cards usually have some verification - e.g. knowing the zipcode. Same prompt you get at a gas station if you're out of state traveling.

The other thing you can do - is credit servicers like Capital One have a feature where you create a virtual credit card - you can then lock it once the transaction is complete.

Lots of criminals & illegal aliens use prepaid debit cards.

wrote:

Lots of criminals & illegal aliens use prepaid debit cards.

Why should they care if this is a $30 part + shipping & it gets paid in full

Is the vendor located in the US?

Some prepaid debit cards reject foreign transactions.

wrote:

Is the vendor located in the US?

Some prepaid debit cards reject foreign transactions.

They are in the US & I am in the US. Too far to drive.

I really want this part

It’s possible the part does not exist and that’s why it was so difficult to find

wrote:

I can send a money order

In the old days UPS COD for cash.

But then drug dealers shipped empty boxes to launder money.

wrote:

The guy keeps saying via email they have the part in stock, and sent me a photo of it. But says I have to call him to order, nothing online.
In the old days I guess I gave out my credit card over the phone complete with security code & address

ohhh - he has a picture of it! (). Let me know the part you're trying to buy and I'll send a picture of it in my shop too - and then call me with your cc info

Heekee wrote:

Yea if they can accept mastercard they should be able to accept a prepaid mastercard, should be no difference on their end

Also a lot of credit card companies give the ability of generating temporary credit card  numbers to use online, that may be an option

Capital One does this. 

What's in your wallet?
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